作为农村困难群体的典型代表,农村失能老人因病返贫致贫问题的解决对巩固脱贫成果、推进共同富裕非常重要。而长期护理保险的实施成为抑制农村老年居民因病返贫致贫的重要保障。据此本文构建了农村老年居民多维贫困指标体系,利用A-F法结合CHARLS2020年数据进行实证分析,探究长期护理保险对农村老年居民多维贫困的影响。研究发现,长期护理保险使农村老年居民的多维贫困指数显著下降了0.028,且能够显著降低农村老年居民陷入经济贫困和健康贫困的风险,进而提出扩大长期护理保险制度的实施范围、优化长期护理保险的筹资机制、引入专业上门护理服务等建议。
Abstract
As typical representatives of vulnerable groups in rural areas, disabled elderly individuals face the issue of returning to poverty due to illness and poverty caused by illness, which has become a weak link in consolidating poverty alleviation achievements and promoting common prosperity. The implementation of long-term care insurance serves as a safety net to prevent rural elderly residents from returning to poverty due to illness and and poverty caused by illness. This paper constructs a multidimensional poverty indicator system for rural elderly residents and employs the A-F method in conjunction with data from the CHARLS 2020 survey for empirical analysis to explore the impact of long-term care insurance on multidimensional poverty among rural elderly residents. The study finds that long-term care insurance reduces the multidimensional poverty index of rural elderly residents by 0.028 and significantly decreases the risk of falling into economic and health poverty. Consequently, the paper proposes to expand the implementation scope of the long-term care insurance system, optimize the financing mechanism of long-term care insurance, and introduce professional home care services.
关键词
长期护理保险 /
农村老年居民 /
多维贫困 /
减贫效应
Key words
long-term care insurance /
elderly rural residents /
multi-dimensional poverty /
poverty reduction effect
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基金
国家社会科学基金一般项目“西部贫困地区县级地方政府治理能力评估研究”（19BZZ064）; 西北大学研究生创新项目“面向社会困难群体的医疗保障体系建设研究”（CX2024007）
