多层次医疗保障视角下口腔商业健康保险发展路径探讨

闫铮; 庞庆泉; 赵云

doi:10.19546/j.issn.1674-3830.2023.5.019

中国医疗保险 ›› 2023, Vol. 0 ›› Issue (5) : 124-128. DOI: 10.19546/j.issn.1674-3830.2023.5.019

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多层次医疗保障视角下口腔商业健康保险发展路径探讨

闫铮, 庞庆泉, 赵云

作者信息 +

Discussion on the Development Path of Oral Commercial Health Insurance from the Perspective of Multi-level Healthcare Security

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文章历史 +

摘要

口腔相关疾病会损害居民身心健康,降低生活质量。作为口腔健康治理的关键环节,口腔医疗保障水平的提高对维护全民口腔健康起到重要的作用。本文总结了当前我国口腔类专科保险建设中存在的保障范围不足、覆盖项目较少、口腔诊疗医保支付比例较低等问题,建议在借鉴发达国家实践经验的基础上,提出加快完善口腔医疗保障体系的建议,全力促进口腔商业健康保险的建设,提高口腔健康保障服务水平。

Abstract

Oral diseases will damage the physical and mental health of patients and affect their quality of life. As the key link of oral health management, the improvement of oral medical security plays an important role in maintaining the oral health of people. This paper summarizes problems in the oral health insurance in China, such as insufficient coverage, fewer therapy programs, and low proportion of medical insurance payment for oral diagnosis and treatment. Based on the practical experience of developed countries, this paper puts forward some suggestions to accelerate the improvement of oral medical security system, promote the construction of oral commercial health insurance, and improve the level of oral health security service.

导出引用

闫铮, 庞庆泉, 赵云. 多层次医疗保障视角下口腔商业健康保险发展路径探讨[J]. 中国医疗保险. 2023, 0(5): 124-128 https://doi.org/10.19546/j.issn.1674-3830.2023.5.019

Discussion on the Development Path of Oral Commercial Health Insurance from the Perspective of Multi-level Healthcare Security[J]. China Health Insurance. 2023, 0(5): 124-128 https://doi.org/10.19546/j.issn.1674-3830.2023.5.019

中图分类号： F840.684 C913.7

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