在我国多层次医疗保障体系的基本框架下,加强商业健康保险与基本医保的衔接,满足人们多样化、多元化的健康保障需求,是新时期我国高质量医保发展的必然选择。本文分析发达国家社保和商保共同发展的国际经验,探讨其对我国商业健康保险发展的启示和借鉴之处。
Abstract
Under the basic framework of China's multi-level healthcare security system, strengthening the connection and integration of commercial health insurance and basic medical insurance to meet people's diverse health security needs is an inevitable choice for the development of high-quality medical insurance in the new era. This paper analyzes the international experience of the integrated development of social insurance and commercial insurance in developed countries, and explores its enlightenment to commercial health insurance in China.
关键词
商业健康保险 /
多层次医疗保障体系 /
国际经验
Key words
commercial health insurance /
multi-level healthcare security system /
international experience
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