合理稳定的筹资机制是医疗保障制度可持续发展的重要前提。研究构建居民医保的个人缴费机制是建立稳定、长效、可持续筹资增长机制的重要内容。由于我国居民医保缺乏连续、完整的医保数据,本文基于以往灰色关联度分析结果,尝试利用统计模型建立相关因素与参保居民个人缴费水平的数学关系,以期为国家确定2-3年内居民医保个人缴费水平提供依据。

Reasonable and stable financing mechanism is an important prerequisite for the sustainable development of healthcare security system. Studying and constructing the individual payment mechanism of residents' medical insurance is an important content of establishing a stable, long-term and sustainable financing growth mechanism. Due to the lack of continuous and complete medical insurance data, based on the previous Grey correlation analysis results, this paper attempts to use the statistical model to establish the mathematical relationship between the relevant factors and the individual payment level of insured residents, in order to provide a basis for the state to determine the individual payment level of residents' medical insurance within 2 to 3 years.