From the perspective of principal-agent theory, Suzhou City, Chengdu City and Tianjin City were selected as the typical representatives of the long-term care insurance (LTCI) co-insurance consortium model, the regional division model and the hybrid model, respectively, to conduct a comparative case study. It is found that the three models are all the trade-offs made by the government when dealing with the problems in policy implementation, and the choice of models is a dynamic process, and there is no universal administration model. Therefore, at the national level, efforts should be made to actively promote local experimentation with administration models and to build a national repository of best practices; at the local level, regions should, based on their actual conditions, adopt models suited to their development levels and institute the mechanism for regular review and refinement.
Key words
long-term care insurance /
co-insurance consortium regional /
division model /
hybrid model /
principal-agent theory
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