Abstract
Objective: The paper re-examines the logic, space of the development of commercial insurance, further explores countermeasures, paths. Methods: The paper constructs a "demand, supply, payment, insurance" analysis framework, establishes a medical service supply, demand security model, analyzes the breakthrough points, growth points of commercial insurance development from dimensions of professionalism, convenience, innovation, comfort. Results: From professionalism, convenience, innovation, to comfort, the correlation directly affect the effectiveness of disease treatment gradually decreases, the degree of basic livelihood decreases accordingly. Conversely, the correlation, degree increases. Conclusion: The security function of basic medical insurance should weaken with the decline of people's basic livelihood, the role of commercial insurance should be correspondingly enhanced. The focus of commercial insurance security should be the corresponding payments generated by the demand, supply of convenience, innovation, comfort for the public
Key words
medical services /
demand /
supply /
payment /
commercial health insurance
Cite this article
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Analysis of the Supply and Demand Security Model of Medical Services and the Development Potential of Commercial Insurance[J]. China Health Insurance. 2025, 0(3): 85-91 https://doi.org/10.19546/j.issn.1674-3830.2025.3.011
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