Reflections on Improving the Critical Illness Insurance System for Urban and Rural Residents——Taking Hunan Province as an Example

China Health Insurance ›› 2022, Vol. 0 ›› Issue (4) : 63-68.

China Health Insurance ›› 2022, Vol. 0 ›› Issue (4) : 63-68. DOI: 10.19546/j.issn.1674-3830.2022.4.013
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Reflections on Improving the Critical Illness Insurance System for Urban and Rural Residents——Taking Hunan Province as an Example

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Abstract

Critical illness insurance for urban and rural residents is an important part of the security system of basic medical insurance, critical illness insurance and medical assistance. This paper objectively evaluates the implementation effect of the critical illness insurance policy from the aspects of the number of beneficiaries, guarantee level, and the satisfaction with critical illness insurance in Hunan Province, analyzes the problems in the operation of the critical illness insurance system and the influence of related factors, and proposes to further improve the critical illness insurance system, steadily improve the overall level of critical illness insurance, establish and improve the critical illness insurance information sharing mechanism, accelerate the construction of a critical illness insurance risk supervision system, and reform and optimize the critical illness insurance handling and operation mechanism, etc.

Key words

critical illness insurance / beneficiaries / guarantee level / satisfaction

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Reflections on Improving the Critical Illness Insurance System for Urban and Rural Residents——Taking Hunan Province as an Example[J]. China Health Insurance. 2022, 0(4): 63-68 https://doi.org/10.19546/j.issn.1674-3830.2022.4.013

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