During the14th Five-Year Plan period, China will continue to promote the construction of a multi-level medical security system, encourage commercial health insurance to play an active role in economic compensation, social governance, medical risk management. The development of the commercial health insurance market is facing the pressure of structural adjustment, transformation, which requires the government, the market to cooperate to promote its development. Based on the policy content, the characteristics of the development of the commercial health insurance market, this paper divides the development of the commercial health insurance policy into four stages, analyzes its evolution logic. A total of66related policies were selected, 9first-level variables, 42second-level variables were proposed, the effectiveness of the policies was evaluated by establishing a PMC index, the optimization path of the commercial health insurance policy was proposed
Key words
health insurance /
policy effectiveness /
text quantification /
PMC index
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