目的: 研究数字经济下医保码的应用问题及对策。方法: 以南昌市城镇参保人群为调查对象,设计发放医保码使用的调查问卷,通过描述性分析、交叉分析以及多重响应分析,深入探究医保码应用的具体情况。结果: 中老年人对医保码了解甚少;医保码使用功能较单一;相对于职工,居民对医保码的使用态度较为消极;机构端技术条件限制了医保码的使用。结论: 建议精准瞄准中老年群体,提升医保码适老化水平,对机构端医保码系统进行优化,促进智慧医保发展。

Objective: The paper studies the application problems and countermeasures of medical insurance code in digital economy era. Methods: Taking the urban insured population of Nanchang city as the survey object, a questionnaire about the medical insurance code was designed and distributed, and the specific application of medical insurance code was deeply explored through descriptive analysis, cross-analysis and multiple response analysis. Results: Middle-aged and elderly people knew a little about the medical insurance code and the function of medical insurance code is relatively simple. Compared with employees, residents have a more negative attitude towards the use of medical insurance codes. Technology of the institution limits the use of medical insurance codes. Conclusion: It is suggested to accurately target the middle-aged and elderly groups, improve the medical insurance code to be the elderly-friendly, optimize the institutional medical insurance code system, and promote the development of smart healthcare security.